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Friday, May 17, 2013

From Riches back to Rags in two years



By the time they have been retired for two years, 78% o former NFL players have gone bankrupt or are under financial stress...

Within five years of retirement, an estimated 60% of former NBA players are broke.

Tuesday, May 14, 2013

10 Reasons Why You Have To Quit Your Job This Year

10 Reasons Why You Have To Quit Your Job This Year
By James Altucher





1) "The middle class is dead. A few weeks ago I visited a friend of 
mine who manages a trillion dollars for one family. No joke. A trillion. 

“Look out the window. All the cubicles are empty. The middle class 
is being hollowed out. [...] It’s all outsourced or technology has taken 
over for the paper shufflers,” he said."

2) "You’ve been replaced. Technology, outsourcing, a growing temp 
staffing industry, productivity efficiencies, have all replaced the middle 
class. Most jobs that existed 20 years ago aren’t needed now."

3) "Corporations don’t like you." [...]

4) "Money is not happiness. Studies show that an increase in salary 
only offers marginal to zero increase in “happiness” above a certain 
level, because the basic fact: people spend what they make." 


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5) "Your employer can ruin your life. Count right now how many 
people can make a major decision that can ruin your life. I don’t 
like it when one person can make or break me. A boss. A publisher. 
A TV producer. A buyer of my company. At any one point I’ve had 
to kiss ass to all of the above. I hate it. I will never do it again."

6) "Is your job satisfying your needs? Are your physical needs, 
your emotional needs, your mental needs, and your spiritual needs 
being satisfied?"

7) "Your Retirement Plan is For Shit. I don’t care how much you 
set aside for your 401k. It’s over. The whole myth of savings is gone. 
Inflation will carve out the bulk of your 401k. And in order to cash in 
on that retirement plan you have to live for a really long time doing 
stuff you don’t like to do. And then suddenly you’re 80 and you’re 
living a reduced lifestyle in a cave and can barely keep warm at night."

8) "If you want freedom you must let go of your excuses. “I’m 
too old”. “I’m not creative.” “I need the insurance.” “I have to raise my 
kids” [...] If someone insists they need to be in prison even though 
the door is unlocked then I am not going to argue. They are free to 
stay in prison."

9) "It's ok to take baby steps. “I can’t just QUIT!” people say. 
“I have bills to pay”. I get it. Nobody is saying quit today. Before a 
human being runs a marathon they learn to crawl, then take baby 
steps, then walk, then run. 

Make the list right now. Every dream. I want to be a bestselling 
author. I want to reduce my material needs. I want to have freedom 
from many of the worries that I have succumbed to all my life. 
I want to be healthy. I want to help all of the people around me 
or the people who come into my life. I want everything I do to be 
a source of help to people. I want to only be around people I love, 
people who love me. I want to have time for myself."

10) "Abundance will never come from your job. Only stepping 
out of the prison imposed on you from your factory will allow you to 
achieve abundance. 

You can’t see it now. It’s hard to see the gardens when you are locked 
in jail. Abundance only comes when you are moving along your themes. 
When you are truly enhancing the lives of the people around you."

Read the full article at... 
http://www.businessinsider.com/10-reasons-why-you-have-to-quit-your-job-2013-5


Sunday, May 5, 2013

8 Ways Your Job May be Killing You


8 Ways Your Job May be Killing You  by Chad Brooks

"From increased risks of heart disease to longer life spans, the numerous 
drawbacks or benefits to health that come with working have been revealed 
by various studies across the globe.

Here are eight ways your job affects your health: 


1. Early retirement

A study by Austrian researchers revealed that men who retire early 
have an increased risk of dying before age 67. 

2. Sticking with a job you hate

Plugging along in a hated job can damage more than an employee's 
mental health.

Research published in the Human Relations journal found that employees 
who stayed at organizations out of either obligation or a perceived lack of 
other job options were more likely than other employees to experience 
physical health problems, including exhaustion, stress and burnout.

"It may be that commitment based on obligation is experienced as a kind of 
indebtedness that is emotionally draining over time." 






3. Working overtime

A European study found working overtime can be bad for an employee's 
heart. Those who worked at least 10 hours a day had a 60 percent 
higher 
risk of heart-related problems, such as death due to heart 
disease or a nonfatal heart attack, than those who didn't work overtime. 

4. Commuting

A study published in the BMC Public Health journal reveals that workers 
who get to work by train, car or bus have more adverse health effects 
than workers who ride their bikes or walk.

5. Long-term unemployment

On the other hand, just having a job can be good for a person's 
emotional well-being.

Research presented during a congressional briefing on the psychological 
benefits of employment and the impact of joblessness revealed long-term 
unemployment can trigger mental health issues.

6. The afternoon nap

A study published in the journal Archives of Internal Medicine found 
that half-hour siestas boost heart health and help prevent deadly 
cardiovascular disease.

According to the research, working men showed the greatest benefits
from a little daily shuteye, no matter the number of naps or their duration, 
with a 64 percent lower risk of death from heart disease.

The authors suggest naps could boost heart health via stress reduction.  

7. Friends at work

While it has been generally established that people with active social lives 
live longer, that also applies to employees in the workplace.

According to research published in the Health Psychology journal, employees 
who believe they have the personal support of their peers at work are more 
likely to live a longer life.

Workers who reported having low social support at work were more than 
two times more likely to die sometime within those 20 years.

8. Sucking up to the boss

A study published in the Journal of Management Studies suggests that 
politically savvy professionals who use kissing up to an employer as a 
way to enhance their standing in the office may avoid the psychological 
stress felt by those who aren't as shrewd about their workplace behavior."


Continue reading here...
http://www.businessnewsdaily.com/2382-job-health-impact.html

Friday, April 26, 2013

You just need 1 person to say 'yes' to you, and you're in business.


If you want to become a successful entrepreneur and achieve financial
independence, above all, you need the millionaire mindset. 

This means having the ability to accept rejection and failure UNTIL
you succeed.

You just need 1 person to say 'yes' to you, and you're in business.

"When I got started, I need to raise funds for my startup.

I sent out 20 letters requesting some funding....

Guess what. I got 19 rejections. Nineteen people said 'NO' to me.
All you need is just ONE person to say 'yes' to you."





This is a quote by Sir Christopher Evans, a British entrepreneur who 
set up 20 companies and floated four of them on the stock market.

The moral of this story is that successful people are willing to fail.
But most people won't do it, because of the fear: 'What if it doesn't work?!'   

People have a fear of failure and what failure means to them. In fact, 
during dinner with Dave VanHoose last night he told me that most 
people have a real phobia... of success!

Let me dispel some myths you may have about 'SUCCESS':

Myth #1: "You have to be born wealthy..."

Only 2% of millionaires come from wealthy backgrounds... 

Myth #2: "I'm not educated enough"

40% of millionaires had an average education. 45% left school at 18.
Myth #3: "You have to be a crook to get rich."

93% of millionaires regard themselves as honest and trustworthy, 
and most of them place it as their #1 attribute to success.
Myth #4: "I'm tool old to start." 

Donald Trump bought his first property at age 38